One job, done carefully
Plenty of claim professionals try to do everything. We chose to concentrate on the amount of loss. West Virginia Insurance Appraiser serves as the appraiser you appoint under your policy, reviews estimates before a disagreement hardens, and sits as a neutral umpire on panels where we represent neither side. Our process, tools and documentation standards are all built around that single task.
How a file is handled
- Scope before price. We inspect and measure before we look closely at anyone else’s numbers.
- Supportable over impressive. An inflated estimate loses the umpire’s trust. We price what we can back up with photos, measurements and local costs.
- Written in plain English. You will understand each difference between our valuation and the insurer’s.
- Straight triage. If the claim needs an attorney, a public adjuster or a simple supplement instead, we say so on the first call.
- Fees in writing before any work begins.
Who we work with
Homeowners, landlords, HOA boards, churches, farms, business owners, contractors, public adjusters and attorneys across West Virginia. On any claim we serve in one role only, and we disclose prior working relationships with the other appraiser or the umpire.
What we are not
We are not a law firm and do not give legal advice. We do not act as a public adjuster or negotiate claims outside the appraisal process. And we do not promise outcomes — no honest appraiser can.
Why statewide
West Virginia’s terrain makes its claims unusually varied: river flooding in the Ohio Valley, derecho wind in the Eastern Panhandle, heavy snow in the Potomac Highlands, subsidence over old mine workings in the coalfields. Working in every county means we see — and price — all of it.