Why a timeline helps
Claim deadlines are scattered through a policy: notice in one condition, proof of loss in another, appraisal in a third, suit limitation at the end. West Virginia law and court decisions can affect how some of these are applied, so the planner treats every window as something you confirm, not something it decides.
The appraiser deadline
Many appraisal clauses give each side a set number of days after a written demand to name an appraiser — often 20. If you plan to demand appraisal, or have received a demand, put that date on the calendar first.
Exporting
The download button creates a standard .ics file with one all-day event per milestone. Nothing is uploaded; the file is built in your browser. If a date is approaching and you are unsure about it, talk to a West Virginia attorney.
Questions about this tool
Are the default numbers West Virginia deadlines?
No. They are placeholders that match common policy wording. Replace them with the figures in your policy and your insurer’s letters.
Will the planner remind me automatically?
Your calendar app will, once you import the .ics file and set alerts on the events.