What we do
Insurance Appraisal Services Across West Virginia
Twelve ways a West Virginia Insurance Appraiser can help — from a single estimate review to full representation under the appraisal clause and neutral umpire work.
Appraisal Representation
We act as the appraiser you appoint after an appraisal demand is made under your property policy.View service
Homeowners Claims
Appraisal help for houses, cabins, townhomes and manufactured homes when the carrier’s estimate comes in short.View service
Commercial & HOA Claims
Appraisal support for shops, offices, churches, rental buildings and community associations across the state.View service
Roof & Hail Claims
Help with roof claims on metal, slate and asphalt shingle roofs, including matching and repair-versus-replace disputes.View service
Wind, Derecho & Tornado Claims
Appraisal for straight-line wind, derecho and tornado damage, including the trees that come down with them.View service
Remnant Tropical Storm Claims
Claims from the wind, rain and even snow that the remains of hurricanes bring into the mountains.View service
Water Damage Claims
Appraisal for sudden pipe bursts, appliance leaks and storm-driven water, kept distinct from flood exclusions.View service
Fire & Smoke Claims
Appraisal for structure fires, smoke and soot damage, and wildfire smoke in the southern counties.View service
Mine Subsidence Claims
Help valuing mine subsidence endorsement claims and sorting them from excluded landslide and earth movement.View service
Ice, Snow & Freeze Claims
Appraisal for snow load collapses, ice storm damage, ice dams and frozen or burst pipes.View service
Estimate Review
A line-by-line check of your insurer’s estimate before you decide whether to negotiate or invoke appraisal.View service
Umpire Services
A neutral umpire for West Virginia appraisal panels when the two appraisers cannot resolve every item.View serviceNot sure where to start?
Most files start with an estimate review
Before anyone demands appraisal, it helps to know exactly where the insurer’s estimate falls short and what the difference is worth. A review answers that in days, and plenty of disputes close at that point.
About estimate reviewsCan I hire you for only one step?
Yes. Many owners begin with an estimate review and decide later whether to invoke appraisal.
Do you handle commercial and HOA claims?
Yes — apartment buildings, retail, offices, churches, farms and association properties, as well as single-family homes.
Do you work outside the twelve cities listed?
Yes. We inspect in all 55 counties, including rural areas a long way from the interstate.
Not sure the carrier’s number is right?
Email the estimate and a few photos. We’ll review them and tell you what we see.