Claim library
Insurance Claim Guides for West Virginia Owners
Practical guides on appraisal clauses, documentation, depreciation, pricing and the difference between landslide and mine subsidence claims.
The Appraisal Clause in West Virginia: A Working Guide
A practical look at the few paragraphs in your policy that decide how a pricing dispute gets settled, and the limits they put on the process.Read the guide
Landslide vs Mine Subsidence Insurance Claims in West Virginia
Ground that moves under a house can trigger very different policy language depending on why it moved. Here is how the two most common West Virginia causes are usually treated.Read the guide
How to Document Storm Damage for Insurance in WV
Good records are the cheapest way to strengthen a claim. This checklist covers what to capture in the first hours, days and weeks after a West Virginia storm.Read the guide
Appraiser vs Attorney vs Public Adjuster in WV: Ask the Right Question
Instead of comparing job titles, start with the question your claim is really asking. That usually points to the right kind of help.Read the guide
Recoverable Depreciation in West Virginia: Getting the Holdback Paid
The first insurance check is often smaller than the repair bid because of depreciation. Here is how the withheld amount usually works and how to collect it.Read the guide
Overhead and Profit on an Insurance Claim: Rural WV Pricing
Contractor overhead and profit, plus the real cost of getting crews and materials up a West Virginia hollow, are frequent sources of estimate gaps.Read the guideNot sure the carrier’s number is right?
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