Free & private
Free Insurance Claim Tools for West Virginia Owners
Seven calculators and planners built from real appraisal work. No sign-up, and nothing you type leaves your browser.
EstimatorClaim Gap & Fee Estimator
Compare two estimates, test cautious, likely and strong outcomes, and subtract appraiser and umpire fees.Open the tool
CalculatorRCV / ACV & Holdback Calculator
Work out the first actual cash value check, the depreciation held back and the date to finish repairs.Open the tool
EstimatorRoof Square & Pitch Estimator
Turn a footprint and pitch into roof squares, add waste and compare your count with the carrier’s.Open the tool
CheckerPercentage Deductible Checker
See what a percentage deductible costs in dollars, with a 0.5% to 5% ladder and a flat-deductible comparison.Open the tool
PlannerClaim Timeline Planner (.ics)
Turn your date of loss into dated milestones and download them as an .ics file for any calendar.Open the tool
ScorecardAppraisal Readiness Scorecard
Twelve yes-or-no questions that score your file and build a to-do list before you demand appraisal.Open the tool
CalculatorMine Subsidence Limit Calculator
Compare a subsidence repair estimate with the endorsement cap and deductible to see what is left uncovered.Open the toolA suggested order
Using the tools together
- Claim Timeline Planner (.ics) — Put every deadline on a calendar first.
- Roof Square & Pitch Estimator — Check the roof count against the carrier’s.
- Percentage Deductible Checker — Know what the deductible takes off the top.
- RCV / ACV & Holdback Calculator — Split the claim into first check and holdback.
- Mine Subsidence Limit Calculator — If the ground moved, compare repair cost with the endorsement cap.
- Claim Gap & Fee Estimator — Test whether appraisal pays after fees.
- Appraisal Readiness Scorecard — Score the file before anyone signs a demand.
Talk it through first
The first conversation is free. We’ll say so if appraisal isn’t the right tool.
(844) 537-1427Send claim detailsMon–Fri 8am–6pm ET